Bank of Baroda, a leading public sector bank in India headquartered in Vadodara, Gujarat, has scheduled its board meeting on 6 May 2025 to approve the financial results for Q4 FY25 and consider a dividend for the fiscal year. The bank also reported that its trading window will remain closed until 9 May due to compliance with insider trading regulations. The lender is expected to post muted earnings for the quarter amid a slight decline in profit and net interest income, while long-term share performance remains robust.
Bank of Baroda, one of India’s largest public sector banks headquartered in Vadodara, Gujarat, has officially scheduled its board meeting for May 6, 2025. The meeting will be held at the bank’s Corporate Office in Bandra Kurla Complex (BKC), Mumbai, to consider and approve its audited standalone and consolidated financial results for the fourth quarter and full financial year ending March 31, 2025. A decision on dividend declaration for FY 2024–25 will also be taken during this meeting.
In a regulatory filing made on April 30, Bank of Baroda stated,
A meeting of the Board of Directors of Bank of Baroda will be held on Tuesday, 06th May 2025… to consider and approve the audited financial results of the Bank for the quarter and year ended 31st March 2025, and to recommend dividend, if any.”
The bank’s trading window for designated persons remains closed due to regulatory requirements under SEBI’s insider trading norms. This window will reopen on May 9, 2025.
Muted Earnings Expected in Q4 FY25
According to market analysts, Bank of Baroda is expected to post subdued earnings in the final quarter of FY25. Net profit is estimated to fall by 5.3% year-on-year to ₹4,628 crore from ₹4,886 crore in Q4FY24. Similarly, net interest income (NII) is expected to drop marginally by 1% to ₹11,679 crore.
Axis Securities also projects a 6.1% year-on-year decline in the Pre-Provision Operating Profit (PPOP) to ₹7,613 crore. The bank’s net interest margin (NIM) is anticipated to compress, while provisions may increase by 21.5% quarter-on-quarter to ₹1,315 crore.
Despite these short-term pressures, Bank of Baroda’s asset quality is likely to show mild improvement, and credit costs are expected to remain stable. Advances and deposit growth are forecast to align with broader industry trends.
Stock Performance
On April 30, Bank of Baroda’s share price fell 0.97% to ₹250.55 on the Bombay Stock Exchange (BSE), following a 1.42% intraday decline to ₹249.40. The stock has gained 10% over the past month and 4% year-to-date (YTD). However, it is down 11% over the past year. Over a two-year period, shares have appreciated by more than 33%, and over five years, the bank has delivered multibagger returns of 410%.
Investors will be closely watching the upcoming board meeting for insights into the bank’s financial health and potential dividend payout for the fiscal year.
