On August 4, 2025, Indian stock markets witnessed a sharp rebound led by auto, metals, and financial stocks after weeks of losses. With strong earnings reports and a weaker dollar boosting investor sentiment, key indices closed higher, signaling renewed momentum in domestic equities.

India’s equity markets staged a robust recovery on Monday, August 4, 2025, after enduring a prolonged period of declines. The rebound was supported by broad-based buying, particularly in the metal, financial, and auto sectors. Technology stocks, which were recently under pressure due to global concerns, also contributed to the gains.

The Nifty 50 rose 0.64% to close at 24,722, while the BSE Sensex gained 0.55% to settle at 81,018. This recovery follows five consecutive weeks of market weakness—the longest such streak in two years. The broader indices also mirrored this uptrend, with the Nifty Midcap 100 climbing 1.4% and the Nifty Smallcap 100 gaining 1.27%.

A sharp dip in the U.S. dollar index, falling below 99, improved the outlook for Indian equities. The softer dollar, triggered by a weak U.S. July jobs report, boosted global sentiment and lifted demand for commodities, favoring Indian metal stocks. Additionally, expectations of Federal Reserve rate cuts helped tech stocks rebound.

Also Read: Indian benchmark indices, Sensex and Nifty, rebounding sharply from early losses 

The market rally coincided with renewed global trade concerns following the announcement of new U.S. import tariffs set to take effect from August 7, 2025.

Several companies posted substantial gains driven by strong quarterly results:

• Sarda Energy & Minerals emerged as the top gainer in the Nifty 500, surging 19.5%. The company posted a consolidated net profit of ₹437 crore, a 120% year-on-year and 335% quarter-on-quarter increase. Its energy division contributed ₹800 crore to revenue and ₹467 crore to EBITDA, accounting for 47% and 67% of consolidated figures, respectively.
  
• Aditya Birla Capital rose nearly 11% following a robust performance in the June quarter.
  
• Transformers & Rectifiers India Ltd. gained 8.5% after reporting a jump in net profit to ₹67 crore in Q1FY25, up from ₹21 crore.
  
• Delhivery Ltd., a leading logistics services provider headquartered in Gurgaon, saw a 7% gain after exceeding Q1 expectations.
  
• Multi Commodity Exchange (MCX) shares rose 5.1%, buoyed by strong quarterly earnings and the announcement of a stock split.
  
• Hero MotoCorp Ltd. saw its stock rise 5.2%, reporting 4.5 lakh unit sales in July 2025—a 21% YoY increase. Motorcycle sales rose 18% to 4 lakh units, while scooter sales surged over 64% to 49,140 units.
  

Also Read: Stock Market on Fire! Sensex and Nifty Rally Strongly on March 18

Other significant gainers included Capri Global Capital, Netweb Technologies, UPL Ltd., GMDC, Data Patterns (India) Ltd., CDSL, Manappuram Finance, JSW Energy, eClerx Services, IIFL Finance, Endurance Technologies, and Brainbees Solutions (FirstCry), each rising over 5%.

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Read the full article here: Indian Markets Rebound Sharply as Nifty and Sensex End Five-Week Losing Streak — For more updates, visit Wittiya – Top Business News, Stock Market Insights & Financial Updates (Wittiya).

India’s RBL Bank, Aditya Birla Capital, and SBI Cards saw up to a 5% rally in share prices on June 6 as the Reserve Bank of India signaled easing stress in unsecured loans and credit card portfolios. However, the central bank remains cautious about microfinance risks and continues its monetary easing with a 50-basis point repo rate cut.

Shares of major Indian financial entities including RBL Bank, Aditya Birla Capital, and SBI Cards and Payment Services surged up to 5% during intraday trading on June 6, following key statements from the Reserve Bank of India (RBI) during its second bi-monthly monetary policy address for FY2025-26.

The Reserve Bank of India (RBI), headquartered in Mumbai, is India’s central banking institution overseeing monetary policy and financial regulation. RBI Governor Sanjay Malhotra stated that the stress previously observed in unsecured personal loans and credit card receivables has “abated,” offering a much-needed boost to investor confidence in retail lending-focused institutions.

However, Malhotra cautioned that pressure remains in the microfinance segment. “Banks and NBFCs operating in these areas are recalibrating their business models, improving credit checks, and intensifying collection efforts to avoid future risks,” he said.

Data from the RBI showed that the growth in retail bank lending has decelerated to 11.6% in FY2025 from a high of 27.6% in FY2024. This pullback was driven by regulatory measures such as higher risk weights for unsecured loans and the natural moderation following a high-growth phase.

While these developments helped boost the stocks of RBL Bank, Aditya Birla Capital, and SBI Cards, credit risk concerns still persist. Rating agency Moody’s has warned that unsecured retail loans are likely to remain riskier than secured loans for the coming quarters. Between FY2021 and FY2024, unsecured personal loans and credit card borrowings rose at compounded annual growth rates of 22% and 25%, respectively.

In a broader monetary move, the RBI cut the repo rate by 50 basis points, bringing it down to 5.5%—a full percentage point drop over the past three meetings. Additionally, the central bank slashed the Cash Reserve Ratio (CRR) by 100 basis points, injecting liquidity worth ₹2.5 lakh crore (approximately USD 30 billion) into the system. Malhotra cited declining inflation, which touched a six-year low in April, as the main driver behind this bold policy move.

This monetary easing is expected to lower borrowing costs and increase credit flow to consumers and businesses alike, further stabilizing India’s lending environment.

Also Read: Big Cut, Bigger Implications: Repo Rate Hits 5.5%

Read the full article here: RBL, SBI Cards Lead Rally as RBI Softens Loan Stress Outlook — For more updates, visit Wittiya – Top Business News, Stock Market Insights & Financial Updates (Wittiya).

Aditya Birla Capital reports a 4% decline in Q3 FY25 net profit, reaching ₹708 crore. Despite this, the company sees significant growth in its lending portfolio and insurance business.

Aditya Birla Capital, a leading financial services conglomerate, reported a 4% year-on-year decline in its consolidated net profit for the third quarter of FY25, ending December 2024. The company posted a net profit of ₹708 crore, down from ₹735.78 crore in the same period last year.

Company Overview

Aditya Birla Capital, part of the Aditya Birla Group, offers a wide range of financial services including asset management, life insurance, health insurance, lending, and wealth management. It operates across multiple segments such as Non-Banking Financial Company (NBFC), Housing Finance Company (HFC), and mutual funds, among others.

Financial Performance

The company’s consolidated income from operations stood at ₹9,381.35 crore during the October-December 2024 period, marking an increase of 9.09% compared to ₹8,398.94 crore for the same quarter in 2023. Additionally, Aditya Birla Capital’s consolidated revenue grew by 10% year-on-year, reaching ₹10,949 crore in Q3 FY25.

Segment Performance

Aditya Birla Capital’s lending portfolio, which includes both NBFC and HFC, saw strong growth of 27% year-on-year, amounting to ₹1,46,151 crore as of December 31, 2024. The NBFC segment’s assets under management (AUM) grew by 21% YoY, reaching ₹1.19 lakh crore, while the HFC’s AUM surged by 62% YoY to ₹26,714 crore.

Also Read: Aditya Birla Real Estate Tumbles Over 6% – What Went Wrong?

In the mutual fund segment, the quarterly average AUM stood at ₹3,83,911 crore, a 23% increase compared to the previous year. Furthermore, the total AUM across AMC, life insurance, and health insurance reached ₹5,03,377 crore, reflecting a 23% growth YoY as of December 31, 2024.

The company’s health insurance business also performed well, with gross written premiums for 9M FY25 at ₹3,337 crore, marking a 39% year-on-year increase. Total premiums (life and health insurance combined) grew by 27% YoY to ₹16,942 crore in the same period.

Udyog Plus Growth

Aditya Birla Capital’s B2B platform, Udyog Plus, aimed at MSMEs, crossed ₹3,300 crore in AUM, with over 2.2 million registrations to date. The company noted a growing adoption rate from its existing customers, indicating strong momentum for the platform.

Stock Price Movement

Following the announcement of the Q3 results, Aditya Birla Capital’s stock saw a decline of 2.58%, closing at ₹172.10 on the Bombay Stock Exchange (BSE). During intraday trades, the stock dipped more than 4% before recovering.

Despite the decline in net profit, Aditya Birla Capital remains positive about the continued growth of its diversified financial services portfolio. The company’s solid performance in multiple segments, including lending, mutual funds, and insurance, provides a strong foundation for future growth. Investors will be keeping an eye on how these segments perform in the coming quarters.

Read the full article here: Aditya Birla Capital Posts 4% Decline in Net Profit for Q3 FY25 — For more updates, visit Wittiya – Top Business News, Stock Market Insights & Financial Updates (Wittiya).