Bank of Baroda has launched enhanced features for its bob e-Pay app, enabling global UPI acceptance, instant inward remittances from Singapore, and NRI-focused UPI services. The upgrade aims to strengthen the bank’s digital payment capabilities and support international transactions directly from Indian bank accounts.
Bank of Baroda, one of India’s largest state-owned financial institutions headquartered in Vadodara, Gujarat, has announced a major upgrade to its Unified Payments Interface (UPI) application — bob इ Pay, also called bob e-Pay. Operating in the banking and financial services sector, the bank offers a comprehensive range of retail, corporate, and international banking solutions.
On August 11, 2025, the bank introduced three international features to its UPI platform: UPI Global Acceptance, Foreign Inward Remittances, and UPI Services for Non-Resident Indians (NRIs) and Indian nationals travelling abroad. This move expands the app’s capabilities beyond domestic transactions, offering secure, real-time cross-border payment options.
1. UPI Global Acceptance
bob e-Pay users can now make QR code-based payments to international merchants, with amounts debited directly from their Indian bank accounts. This service is currently accepted in Mauritius, Singapore, UAE, USA, France, Sri Lanka, Nepal, and Bhutan.
During transactions, users will see amounts displayed in both the foreign and Indian currencies, along with live exchange rates and applicable charges, ensuring full transparency.
Also Read: Bank of Baroda Unveils bob FxOne, Ushering in a New Era of Digital Forex
2. Foreign Inward Remittances from Singapore
The app now supports 24/7 instant remittances from Singapore residents for purposes such as family maintenance. Senders can initiate transfers in Singapore Dollars (SGD), with beneficiaries in India receiving funds in Indian Rupees (INR) directly into their UPI-linked accounts.
3. NRI UPI Services
NRI customers can link their NRE/NRO accounts to bob e-Pay using an Indian mobile number during their visits to India. They can make merchant payments or peer-to-peer transfers through UPI, just like domestic users.
The daily transaction limit for all international UPI services is set at ₹1,00,000, in line with domestic UPI rules. The bob e-Pay app is available for download on both the Google Play Store and Apple App Store.
According to Sanjay Mudaliar, Executive Director at Bank of Baroda, this expansion reflects the bank’s commitment to building innovative and customer-focused digital banking solutions while aligning with India’s growing role in global digital payments.
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