The Reserve Bank of India’s net income grew by 27.3% to ₹2.69 lakh crore in FY25, driven by higher forex gains and interest income from foreign securities. The surplus was declared as a dividend to the government.
The Reserve Bank of India (RBI), India’s central banking institution responsible for regulating the country’s currency and monetary policy, reported a significant rise in its net income for the financial year 2024-25. According to the RBI’s annual report released this month, the net income surged by 27.3% to ₹2.69 lakh crore, up from ₹2.11 lakh crore recorded in the previous fiscal year.
The RBI’s increased income was driven primarily by gains from foreign exchange transactions, which rose to ₹11.1 lakh crore. Additionally, interest income from foreign securities saw a substantial increase, reaching ₹9.7 lakh crore. This financial performance reflects the RBI’s strong position in managing India’s forex reserves and its investment portfolio.
The entire surplus amount has been declared as a dividend to the Government of India, contributing to the central government’s revenue for the year. The RBI continues to play a crucial role in maintaining financial stability in India, headquartered in Mumbai, Maharashtra.
