Capri Global Capital Ltd, a non-banking financial company based in Mumbai, Maharashtra, India, witnessed its shares soar nearly 13% on June 9 after launching an Auto Pay feature for gold loans. The new initiative, part of the company’s digital strategy, aims to enhance customer experience by offering automated repayment solutions. The company also posted a strong Q4FY25 performance with consolidated PAT up 115.39% year-on-year.
Shares of Capri Global Capital Ltd (Capri Loans), a leading non-banking financial company (NBFC) in India, jumped 12.9% in intraday trade after the company introduced an Auto Pay feature for its gold loan customers. The digital initiative is part of Capri’s broader strategy to enhance customer experience through smart technology-enabled financial services.
On June 9, Capri Global’s stock surged to an intraday high of ₹171.50, gaining investor confidence with the new offering. The Auto Pay facility enables automatic debit of loan repayments from the borrower’s registered bank account, reducing the risk of missed or delayed payments.
The Auto Pay facility ensures timely repayments without requiring manual intervention. It reflects our continued commitment to customer-centric innovation.”
Ravish Gupta, Business Head – Gold Loans at Capri Loans
The Auto Pay launch follows Capri Loans’ earlier digital step—the rollout of an AI-based WhatsApp chatbot that allows customers to manage their gold loan accounts 24×7 without visiting a branch. The chatbot supports payments, interest tracking, document access, and account detail queries.
Stock Performance and Earnings
Despite the stock being 28% below its 52-week high of ₹236, investor sentiment has improved. The stock has climbed nearly 13% in June so far, rebounding from recent lows.
Capri Global recently posted a strong Q4FY25 performance. The company’s consolidated profit after tax rose 115.39% year-on-year to ₹177.7 crore, compared to ₹82.5 crore in Q4FY24. Operational revenue also surged 48.52%, reaching ₹739.2 crore from ₹497.7 crore last year.
Strong performance across lending segments, including gold loans and affordable housing, contributed to this growth. The board of directors also recommended a final dividend of ₹0.20 per share for FY25, subject to shareholder approval.
With its digital tools and consistent earnings growth, Capri Global Capital continues to strengthen its position as a tech-driven NBFC in India’s evolving financial services landscape.
